Adding more income will never solve your financial problems. Because I am not wise enough to condense these complex issues into one sentence, let me explain: Your Money Money Should be Working for You Money is neither my god nor my devil. It is a form of energy that tends to make us more of who … Read more
When dealing with commercial properties one of the more useful tools to determine the investment potential a deal are the capitalisation rate or cap rate for short. The definition of cap rate is the annual return from operations that an investor would expect to receive for a certain asset in a specific market at the current … Read more
The best way make a good investment is to understand and appreciate the fundamentals. The basic financial concepts provide an investor the tools necessary to distinguish a good investment from a bad one. It helps to answer questions such as; how can an asset increase in value and provide a good return? How can you invest … Read more
Building wealth today is a far cry from the simplicity of past decades. Gone are the days when funding retirement meant relying solely on retirement accounts, paying off a home, and stashing away savings. Today’s investment landscape demands diversification and strategy. Real estate, especially through partnerships with cash providers, has become a compelling way to … Read more
Private investors play a crucial role in property investments, but their involvement must align with the expectations and boundaries of the deal provider. Here’s a breakdown of what makes a good cash provider and what might signal a mismatch: Characteristics of an Ideal Cash Provider 1. Role Clarity – They vet the deal, make a … Read more
Risk 1: Illiquidity Equity investments are inherently less liquid than stocks, meaning they cannot be easily converted into cash. While these investments might generate dividend payments, selling your shares to recover your initial capital can be challenging. As an equity investor, it’s crucial to ensure you don’t anticipate needing this capital in the short term. … Read more
Why Investors Choose Partnerships Investors often enter business partnerships and share ownership in deals for various reasons. Private equity investments are passive for investors: while they may have ownership stakes and may even personally guarantee loans, they do not engage in the day-to-day management or contribute sweat equity. Their primary equity comes from the capital … Read more
At Sproud, we specialize in real estate investment, focusing on acquiring and managing distressed assets and mortgages across Johannesburg. Since our founding in 2019, our mission has been clear: to deliver financial growth and wellness while driving meaningful social impact in the communities we invest in, live in, and work within.
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